Cheap Auto Insurance Quotes in Mississippi - MS

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Cheap Auto Insurance Quotes in Mississippi - MS

Cheap Auto Insurance Quotes in Mississippi - MS

Each state has legal guidelines and necessities for driving and auto insurance coverage protection. Right here is a few details about the state of Mississippi, insurance coverage and fraud and alcohol-related site visitors statistics, and some fascinating info concerning the state's roadways.

Obligatory Insurance coverage Charges for Mississippi

All 50 states have necessary, minimal legal responsibility insurance coverage protection necessities. These are the figures for Mississippi, in addition to details about fines, penalties, and any exemptions. The state of Mississippi requires a minimal of legal responsibility insurance coverage in these quantities:

• $25,000 bodily damage protection
• A $50,000 per accident minimal
• $25,000 in private property harm protection
• Whether or not the automobile is owned by an individual or an organization
• The car's weight
• How the automobile is used

The state additionally requires the identical quantities for bikes, in addition to the requirement to put on American Affiliation of Motor Automobile Directors-approved helmets. Mopeds and scooters are additionally required to be registered and coated by legal responsibility insurance coverage if they're to be pushed on state roads. Business autos are topic to the identical minimal legal responsibility necessities as non-public passenger automobiles, besides underneath sure circumstances together with: The penalty for failure to observe these minimal necessities is a high-quality of as much as $1,000 and as much as one 12 months in jail.

Insurance coverage Fraud in Mississippi

Insurance coverage fraud statistics fluctuate and differ from state to state. Whereas on a nationwide degree insurance coverage fraud has declined considerably, it appears to be on the rise in Mississippi. One statistic that veers away from nationwide norms is the kind of autos reported stolen; as with many southern states, the highest three varieties of autos reported stolen in Mississippi are pickup vehicles. The highest auto insurance coverage fraud claims within the state are false or padded claims for stolen or totaled autos that homeowners can not afford and have issue promoting. The state has enacted a number of new legal guidelines to cope with this enhance.

Alcohol-related Accident Statistics for Mississippi

As for alcohol-related site visitors deaths, Mississippi is about even with the nationwide common of 32 p.c. The numbers within the final 12 months for which statistics can be found are 234 alcohol-related fatalities out of a complete of 700 visitors deaths. That is down three p.c from the quantity of drunk driving deaths a number of years earlier, in response to the Nationwide Freeway Visitors Security Administration.

Solely in Mississippi

Each state has their uncommon or quirky site visitors legal guidelines. Within the metropolis of Tylerstown, Mississippi it's unlawful to shave in the course of Foremost Road.

Did You Know?

Rout 61, the legendary "Blues Freeway" runs alongside the scenic Mississippi River from Vicksburg to Memphis, Tennessee.

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